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on remittance — and sending money and packages without the worries May 18, 2010

Posted by raincrystal in general info, reviews, Uncategorized.
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imagine this: you are working abroad (as a nurse, or an engineer doing projects in the middle east).. after months of working, you finally get your well-deserved earnings — which is quite big compared to the basic salary rate in your country.. you decide to send half of the amount to your family back home — your younger brother needs the money for his tuition fees, you plan to have the house renovated as soon as possible.. how do you do it? this is where the remittance industry comes in..

our neighbor is currently a caregiver in California and since the previous year that he has been there, he attests that the said kind of business proves to be a big help for the shipment of balikbayan boxes and packages to the Philippines.. by paying only affordable rates, trusted companies can give him the assurance that whatever he intends to send will arrive at its destination — his family.. (this is a good thing, if you might be wondering, since there have been many cases of lost packages, or receivers getting deliveries with incomplete items — they have been stolen).. hence, for most OFWs (overseas Filipino workers), this could be something you really need to consider..

to take the subject a notch higher, i have discovered a website that not only takes care of shipping delivery boxes but also handles money remittance as well.. aside from sending clothes and imported grocery items back home, one can also send cash — plus, there is no room for worry since the amounts you remit can be claimed by your family to reputable banks in the country such as Metro Bank, Banco De Oro (BDO), Philippine National Bank and RCBC.. rest assured, the money you have been saving for will reach the receivers immediately (and without fear of any lost amounts).. the other good thing about the site i came across is that they provide a very comprehensive list of what they can offer — from products and services to branch locations to online remittance.. you can check each one of them right at the convenience of your own apartment!

well, the benefits of information technology combined with a reliable company, i would say.. i better email my neighbor in a short while (to give him the website address).. you too, tell your relatives working abroad about the great news..


shoes-aholic strikes again.. April 12, 2009

Posted by raincrystal in fun, reviews.
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shoes.. shoes.. shoes..


to be entirely honest, i really am addicted to footwear — may they be sneakers (chuck taylors to be specific), the chic girly stuff (cute ballet flats and mary janes), or the more athletic types.. hah.. just couldn’t get enough of them that if it so happened that i would have unlimited cash, i would splurge a really big percentage of it on shoes.. wakoko.. wishful thinking.. *sigh*

still, for those shoes-aholics out there like me, there’s quite a lot to be thankful for you know.. enough about worrying as to how to make ends meet — you can actually purchase a lot of footwear with excellent quality (and chic elegance to boot) at affordable prices.. plus   — and this is really another good thing — you can do your shopping right at the convenience of your own homes..  why, shopping through the net has been the next big thing (or perhaps even better) to raiding the malls.. for practicality’s sake, i now regularly surf sites and buy loads of different stuff through the world wide web — it’s minus the hassle you know.. i wouldn’t need to spend a couple more bucks on jeepney fares and i get to discover interesting finds that you could rarely see at the malls..

for my usual dose of shoe shopping, i recently came across a rather interesting site that sells almost all kinds of stuff (from clothes to jewelries to literary materials to toys — just about everything).. and they have all kinds of footwear — yey! from running shoes (or basketball shoes or whatever) to rainy day necessities (boots) to the more elegant ones you would want to wear on those important occasions in life (they have wedding shoes, my gosh).. from the variety of footwear i found at the site during my previous visits, well, there are just so many of them that i actually did not know what to choose.. it’s because it is connected to many other shopping sites around the globe — just like google, it provides an endless range of stores so you are sure to find whatever you are looking for..

[the next time i receive my money on paypal, i really am going to buy one of their products].. i can’t wait..


up for some insurance matters.. March 19, 2009

Posted by raincrystal in general info, personal.
1 comment so far


i’m officially back again to the blogosphere.. [thanks to the slowly diminishing school stuff and academic requirements].. nyahaha.. well buddies, in case you have noticed, i have been up to insurance matters over the past few weeks — just got really interested in the subject, if you ask me.. as you probably know, we have no control over time and circumstances — and we don’t have the slightest idea as to what could possibly happen to us in the next few minutes or so.. disasters are simply lurking in the corner, waiting to pounce on its victims..

people die, people acquire severe types of diseases, people get involve in road accidents, people can immediately lose their shelters when a fire happens to take place.. every minute, there are thousands of people around the globe experiencing the said things — and the next minute, it could be you, or it could be me.. while we cannot exactly prevent these calamities to occur, we have the power to prepare ourselves — and that’s the good thing..

we can look for trusted insurance companies and sign in for a partnership.. as you can see, perhaps the biggest hurdle that one has to surpass in times of accidents is on how to shoulder the expenses — which is where insurance firms come in.. they make the load a lot lighter since you can actually receive compensations which will ultimately help you in starting over.. so you can face unexpected crisis without the added fear of being broke..

because life has tons of good things to offer..


without the hassles.. March 19, 2009

Posted by raincrystal in general info.
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it’s been a little over 4 months since my grandfather passed away — and i could still recall all the difficulties that we had to undergo, both emotionally and financially.. he was already 90 plus and for a few weeks preceding his death, his health gradually got worst, prompting him to stay in his bed all the while.. so we somehow anticipated it — we were not actually prepared with the expenses though.. and for some time, we had to go on with a really tight budget to make ends meet.. luckily, my uncle had signed up for a life insurance and it turned out to be a relatively big help for our clan — we were able to provide my grandfather with a nice lot in a private (not to mention expensive) memorial park..

thank goodness to insurance companies.. were it not for these kinds of businesses, we would have to shoulder every precious cent when accidents and tragedies occur — and that would be such a hard task.. the downside is, it can also be rather difficult to pay all the insurance premiums.. this is why we have to look for good companies which offer their customers a range of affordable insurance quotes..

since we can now do everything in front of our computer screens with the advent of technology, insurance companies have also gone techie to reach out to the public and provide them with exemplary service minus the hassles — now, we don’t have to phone in various offices or go from one insurance firm to another just to compare the types of coverage they have.. life definitely got a lot easier.. whether we want to sign in for life, auto, or home insurance, we would just have to go to a certain site and then we’re done.. but of course, we would not want to invest our savings with companies we could not be sure of.. first thing is to always go to a trusted insurance company — in fact, there is a particular site which is really helpful since they have already formed partnerships with various insurance companies, so if ever you want to file up for an insurance, they will match you with the company located near your residence.. plus, the insurance premiums you have to pay will ultimately suit your financial capabilities..


the best way to shed off excess pounds.. March 16, 2009

Posted by raincrystal in general info, health.

admit it — we (especially the girls) are really conscious about our bodies that oftentimes we end up ignoring that plateful of creamy black forest cake or that big, big box of milk chocolates in the fridge and spend crucial weeks on a diet of fruits and veggies.. [gulp].. luckily for me (although i do think that it’s not actually such a good thing), i DO NOT get fat.. yeah, you got that right.. i am a real foodie at heart and well, i just eat lots and lots (and lots) of food — my mantra, gobble gobble munch munch.. but no matter how much carbohydrate intake i have, i always manage to remain thin — not really reed thin but hmm, thin enough to make people think that i am malnourished or anorexic.. blame it on genetics and heredity..

but the positive side of the coin is well, i can eat anything i want (junk foods, rice, cookies, pizza, barbecue and all) without actually having to worry about how to shed the excess pounds.. but i can symphatize with buddies out there who due to their weight, have lost their confidence — they feel that they won’t ever have the chance of slipping their bodies into those sexy, slinky two-piece swimsuits (and summer is coming fast) or that their crushes will never throw them the second glances that they so deserve — or worse, and the most stressing thing: they will be more prone to severe disorders with their being fat (or obese, at that)..

thankfully, science has paved the way in helping people shed weight (and fast) by coming up with diet pills that work well in eliminating accumulated fats.. a close friend of mine has discovered a brand of diet pills that really keep up to their promises — well, he is not that fat but then, he has been bothered with the way he looks with his body.. so there, he cut his rice intake into a cup per meal and bought fruit juices containing L-carnitine which is also a slimming agent but after a few weeks, he gave up.. he simply can’t do all the hard work necessary in losing several pounds.. luckily, while surfing the net, he came across a really helpful site featuring top diet pills which are proven effective and free from side effects since they are made from natural herbs (you not only look sexy, you look healthy too) — plus, they also have diet pills reviews to guide the customers..

so when time comes when i finally acquire a lot of weight, i already know where to go..


back to blogosphere.. February 27, 2009

Posted by raincrystal in personal.
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come to think of it, i have not posted any new entries for roughly a month.. gah.. well, i have been super duper preoccupied lately (literally buried with school stuff).. waah..

well, now that i’m back again to the blogging world — uhh, i just hope that in the days to come i’ll be able to write entries regularly again..

*wink wink*

online auto insurance.. February 27, 2009

Posted by raincrystal in general info, reviews.

prevention is better than cure — preparedness is better than hope..

bad news:

one of my buddies got involved in a car accident just the other night — the result: his less-than-a-year-old compact car got badly damaged.. and now, he has a hard time looking for ample means to get his vehicle repaired..

the other bad news: the car was not insured.. tsk tsk.. *sigh*

in my previous blog posts, i have written an entry regarding insurance.. and now, well, let’s just make this full-blown (only this time, i’ll take a step further and talk about car insurance in general).. the benefits of insurance, again, is that it protects us against the many dangers to life and property.. and i tell you, since we are not actually aware of what could possibly happen in the next few hours (who knows, we could get our house burned down to ashes and everything), it is only appropriate that we take into considerations having our properties insured.. that way, in case of accidents, we can get compensations from the insurance company to get us started again..

now, about auto insurance: we may not really know it but this type of insurance is very much beneficial to us considering the fact that with every passing minute, there are thousands of cases of vehicular accidents around the globe.. chances are, if we got ourselves involved in these accidents and we have not insured our cars, then we will have to shoulder all the expenses that has to be paid due to the damage done..

whereas if we decide on insuring our vehicles early on, then we wouldn’t have to worry too much since we can actually get benefits from the auto insurance company — no hassles, really..

that’s the good thing about car insurance — and you know what’s another good thing? well, there is actually a thing as online auto insurance.. really.. i’m not kidding.. you just surf the net, find the site, and well, that’s already it.. you can instantly compare auto insurance rates from a variety of top rated companies without going through the tedious task of visiting individual websites — you can easily find cheap prices for insurance coverage..

well, guys — just a friendly little note.. think of insuring your cars early on for a worry and hassle free lifestyle..


take 5 little steps.. January 26, 2009

Posted by raincrystal in musings, personal.
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kung hei fat choi..


now that the year of the ox has officially started, perhaps it would just be proper to come up with my own list of resolutions.. not that i can actually follow them doggedly all year round (*grins*) but hey, at least i have a few motivations to help me a little in staying at the right track..

so so, here goes:

(maybe i could really do these — at least until february)..


1.) try to be an early bird

(i have always been — in my 19 years of living — running late.. to school, to church, you name it.. poor time management i guess?)

2.) ditch the procrastinator idea

(waah.. can i really help it? i know it’s all wrong to put off ’till tomorrow what i can do today .. but can i help it?)

3.) underachievers are losers

(well, i can manage to live with this.. nyahaha..)

4.) be a little thrifty..

(yeah.. i really need to have a coinbank.. i’m always running out of cash.. poor me..)

5.) never ever be depressed 24/7

(can i actually do this one?)

so that’s about it.. my 5 little steps towards a regret-free 2009.. i’m depressed..



emo mode (x_o).. January 21, 2009

Posted by raincrystal in emo, music.

current favorite song: it talks about the death of a loved one..


(fm static)

i remember the times we spent together
on those drives
we had a million questions
all about our lives
and when we got to new york
everything felt right
i wish you were here with me

i remember the days we spent together
were not enough
and it used to feel like dreamin’
except we always woke up
never thought not having you
here now would hurt so much

tonight i’ve fallen and i can’t get up
i need your loving hands to come and pick me up
and every night i miss you
i can just look up
and know the stars are
holdin’ you, holdin’ you, holdin’ you tonight

i remember the time you told me about when you were eight
and all those things you said that night that just couldn’t wait
i remember the car you were last seen in
and the games we would play
all the times we spilled our coffees
and stayed out way too late
i remember the time you told me about your Jesus
and how not to look back even if no one believes us
when it hurt so bad sometimes
not having you here…

i sing,
tonight i’ve fallen and i can’t get up
i need your loving hands to come and pick me up
and every night i miss you
i can just look up
and know the stars are
holdin’ you, holdin’ you, holdin’ you tonight

i sing,
tonight i’ve fallen and i can’t get up
i need your loving hands to come and pick me up
and every night i miss you
i can just look up
and know the stars are
holdin’ you, holdin’ you, holdin’ you tonight..

all time favorite song about the death of a loved one:

one sweet day

(boyz 2 men)

sorry, i never told you, all i wanted to say.
now it’s too late to hold you.
cause you’ve flown away, so far away.

never, had i imagined, yeah, living without your smile.
feelin’ and knowing you hear me.
it keeps me alive. alive!

and i know you’re shining down on me from heaven,
like so many friends we’ve lost along the way,
and i know eventually we’ll be together.
one sweet day.

picture a little scene from heaven.

darling, i never showed you.
assumed you’d always be there.
i took your presence for granted.
but i always cared
and i miss the love we shared.

and i know you’re shining down on me from heaven.
like so many friends we’ve lost along the way.
and i know eventually we’ll be together.
one sweet day.

picture a little scene from heaven.

although, the sun will never shine the same, i’ll
always look to a brighter day.

yeah, Lord, i know, when i lay me down to sleep,
you’ll always listen, as i pray!

and i know you’re shining down on me from heaven,
like so many friends we’ve lost along the way,
and i know eventually we’ll be together.
one sweet day.

and i know you’re shining down on me from heaven,
like so many friends we’ve lost along the way,
and i know eventually we’ll be together.
one sweet day.

sorry, i never told you, all i wanted to say..

(i hope i wouldn’t be able to relate with the two songs one day though)


detoxify for a healthy lifestyle.. January 21, 2009

Posted by raincrystal in health, stuff.

with a huge share of our daily diet involving foods loaded with lots and lots of preservatives (because most of us are too preoccupied to scour the market for fresh produce and cook healthy meals) and with all the toxic fumes and noxious gases we inhale everyday in substitute of fresh air (because this is pollution era, buddies), it is really a good thing to know that despite the modern lifestyle, a lot of us are slowly realizing the significance of leading healthy lives.. why, with all disadvantages (plus all the expenses) of getting sick, it is only proper to be health conscious..

just the other day, i have heard some of my buddies (they are health enthusiasts, mind you) intently discussing something about colon cleanse — they say the particular health routine is really beneficial in curing a number of ailments (for instance acne, chronic constipation, and other digestive tract problems).. so with all the positive feedbacks i have heard, i got a little bit too curious so i eventually decided to google a site that talks about colon cleanse.. (i myself have been trying to deal with fatigue recently — i’m too sure i get enough sleep each night but i still feel too tired.. i’m not so sure what’s up with my body — i do hope it’s not bad..)

after a few minutes of browsing the net, i came across a certain site with various information on colon cleanse — they provide you with the tried and tested benefits of colon cleansers made from natural herbs and ingredients (to guarantee a side-effect free use) plus, they have colon cleanse reviews tackling about every little thing you need to know about the said health routine (complete with the history of the said health alternative).. from my readings on the various information posted on the site, i actually found out that the said detoxification method is a really safe way to clean your colon, thus, protecting you from acquiring different kinds of ailments that, if not prevented immediately, may result to major complications later on..

well, buddies, guess it’s high time that we lead a healthy and worry-free lifestyle.. ^^